Studying abroad is an exciting adventure that often includes part-time work, internships, or post-graduation opportunities like Optional Practical Training (OPT) in the US or work permits in countries like Canada.
While many students focus on health insurance (which is usually mandatory for visas and enrollment), fewer consider employment insurance—also known as unemployment insurance or benefits. This safety net provides temporary financial support if you lose your job through no fault of your own.
But does it apply to international students and foreign nationals? The short answer: it depends heavily on the country, your visa type, work authorization, and how much you’ve contributed to the system. Let’s break it down for popular study abroad destinations.
“I was skeptical about buying visa insurance for my student visa to Canada, but when I fell ill with dengue and needed hospitalization, it covered my entire medical bill of over ₹2 lakhs without hassle — saving me from massive debt and letting me focus on recovery and studies. Now I tell every friend heading abroad for studies: don’t skip it; this small premium gave me real peace of mind and protection when I needed it most!”
— Priya Das, International student in Toronto (from Durgapur, India)
Penhill Partners Your Gateway to Study Abroad
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